PROTECTION
Helping you find the most suitable mortgage for you and helping you get the keys to your home (whether it’s your 1st home or your 31st) is our number one priority but it is just as important to us to ensure that you have adequate protection in place for you and your family.
At McGregor Ross Financial Solutions we will explain the different protection options available to you and tailor a solution that suits your needs and budget. We can look at Life Cover, Critical Illness Cover and Income Protection as well as Buildings & Contents Insurance.
We will briefly cover the different protection products below, but for further detail and a bespoke plan for your circumstances, please book an appointment.
Briefly, life cover is a phrase used to describe a certain type of insurance policy that will pay out a cash lump sum upon death. The amount you can get insured for and the cost of your monthly premium is entirely down to your situation.
Critical illness cover is an insurance policy that will pay out a cash lump sum if you were to be diagnosed with a critical illness. Some critical illnesses are Cancer, having a heart attack or stroke etc… The money could help you pay household bills, provide income support as you could be out of work or pay for treatments.
Income protection insurance is a unique insurance policy that will pay you if you are unable to work due to illness or an accident. The price of your premiums is down to your requirements and how much money you would beed to be covered for in case you were out of work.
GET IN TOUCH
We would love to hear from you.
McGregor Ross Financial Solutions is a trading style of Yorkshire Financial Consultancy Limited which is an Appointed Representative of PRIMIS Mortgage Network. PRIMIS Mortgage Network is a trading name of First Complete Limited which is authorised and regulated by the Financial Conduct Authority for mortgages, protection insurance and general insurance products.
In general, buy to Let mortgages are not regulated by the Financial Conduct Authority.
A mortgage fee is payable and this will be agreed within our first appointment. Our fee is £399 (inclusive of VAT) and is payable at the point at which we submit your mortgage application to a lender – we do not charge a fee for appointments or to obtain an Agreement In Principle for you
