Helping you find the most suitable mortgage for you and helping you get the keys to your home (whether it’s your 1st home or your 31st) is our number one priority but it is just as important to us to ensure that you have adequate protection in place for you and your family.
At McGregor Ross Financial Solutions we will explain the different protection options available to you and tailor a solution that suits your needs and budget. We can look at Life Cover, Critical Illness Cover and Income Protection as well as Buildings & Contents Insurance.
We will briefly cover the different protection products below, but for further detail and a bespoke plan for your circumstances, please book an appointment.
Briefly, life cover is a phrase used to describe a certain type of insurance policy that will pay out a cash lump sum upon death. The amount you can get insured for and the cost of your monthly premium is entirely down to your situation.
We would love to hear from you.
McGregor Ross Financial Solutions is a trading style of Yorkshire Financial Consultancy Limited which is is an Appointed Representative of PRIMIS Mortgage Network. PRIMIS Mortgage Network is a trading name of First Complete Limited which is authorised and regulated by the Financial Conduct Authority for mortgages, protection insurance and general insurance products.
In general, buy to Let mortgages are not regulated by the Financial Conduct Authority.
A mortgage fee payable is dependent on the complexity of the case and will be agreed at the outset. A fee of up to 1% of the loan amount is payable, for example on a £100,000 mortgage a 1% fee would equate to £1,000. A typical fee is £299 and is payable at the outset or on the issue of an offer of the mortgage.