MORTGAGES

Taking out a mortgage is often the largest financial commitment that the majority of us will ever take on in our lifetime so it’s vital that you are getting good mortgage advice to ensure that you are getting the best possible rate available to you as well as a mortgage that suits your needs & circumstances.

Even a slight movement in interest rates or change in criteria from one lender to another can have a massive impact on your monthly mortgage payments and your ability to obtain that mortgage – let us handle this for you!

What mortgages can we help with?

We know all too well how scary and daunting buying your first home can be, we were first time buyers once too! We also know how important it is to get advice from fully trained professionals and that’s where we can come in and help to take that stress & pressure from you. Book a first time buyer appointment
Are you looking to upsize or maybe downsize? Have you just seen that beautiful house come up for sale in the area you’ve always dreamed of living in? Are you looking to move closer to better schools? Maybe it’s for all of these reasons but rest assured at McGregor Ross Financial Solutions we will take the stress & strain out of things by discussing your requirements and getting an Agreement In Principle (a decision to lend) from a lender within minutes so that you can make the offer on your dream home sooner rather than later. Book a moving home appointment
If you are coming towards the end of your existing deal with your lender or are still tied and just want to look at your options in terms of looking at a different deal or lender then please get in touch. You may wish to re-mortgage to get a better rate, consolidate debts or raise money for home improvements. Whatever the reason we can assess your financial circumstances and look at the best deals available. If you are looking to raise money for a new kitchen, a new bathroom, general household repairs or perhaps a project on a larger scale like an house extension please get in touch with us. Also, if you are looking to raise money on a mortgage to repay debts that are on high interest rates then we can help with this also, we will go through your entire financial situation and determine the best options for you. Book a remortgage appointment
It’s natural to want to speak to your own building society or bank initially when looking for a mortgage but they are limited to their own products and often do not provide an advice service like we do at McGregor Ross Financial Solutions. Chances are, there may be a better deal available to you elsewhere in the market.
McGregor Ross Financial Solutions are not tied to any one bank or mortgage lender so we can source the market to find you the most suitable mortgage available based on your individual circumstances.

A sample of our lenders

GET IN TOUCH

We would love to hear from you.

Debt consolidation is not always the most suitable option, consolidating debts must be carefully considered. It will usually mean more interest over a longer repayment term and there may also be early repayment penalties on your current mortgage, you should think carefully before securing other debts against your home.

There are other ways to manage debt such as free debt advice charities, you can find out more by contacting the Money Advice Service https://www.moneyadviceservice.org.uk/en/tools/debt-advice-locator these services may be more suitable for you

McGregor Ross Financial Solutions is a trading style of Yorkshire Financial Consultancy Limited which is an Appointed Representative of PRIMIS Mortgage Network. PRIMIS Mortgage Network is a trading name of First Complete Limited which is authorised and regulated by the Financial Conduct Authority for mortgages, protection insurance and general insurance products.

In general, buy to Let mortgages are not regulated by the Financial Conduct Authority.

A mortgage fee is payable and this will be agreed within our first appointment. Our fee is £399 (inclusive of VAT) and is payable at the point at which we submit your mortgage application to a lender – we do not charge a fee for appointments or to obtain an Agreement In Principle for you

Your property may be repossessed if you do not keep up repayments on your mortgage.